Last Updated: January 2023
Please be aware that all interactions over the phone with the company may be recorded or monitored for quality assurance and training objectives.
This Online Privacy Policy is applicable to QuickDebtFixer.com, owned and managed by the Company, and all associated online interfaces linking to this Policy. This document outlines our practices regarding the collection and utilization of your personal data and your options concerning its use, access, and correction.
Agreement to this Policy
By utilizing this Site, you agree to the terms outlined in this Online Privacy Policy, including the use and sharing of your information as described here.
Collection and Use of Personal Information
The types of personal information we collect include:
• Contact details such as name, email address, mailing address, phone number, and any information you voluntarily send us via email.
We collect this information when you:
• Subscribe to our newsletter or email list.
• Contact us with inquiries or seek more information about our services.
We use this information to:
• Provide information on products or services you've requested.
• Answer customer service queries.
• Send newsletters and marketing communications.
• Answer your questions and concerns.
Information Obtained from Third Parties
We may acquire marketing data about our customers from third parties and merge it with the information you provide us to tailor advertising and product offerings.
Information Sharing
Your financial and credit information may be shared within our company group for purposes of identifying suitable program offerings for you. We may disclose this information as needed to fulfill transactions you request or fulfill our contractual obligations. Our service providers, business partners, and legal authorities may also access your information as required by law. We do not share your personal data with third parties unrelated to the services you request without your direct consent.
We reserve the right to disclose your information as legally required and when it is necessary to protect our rights or safety, prevent fraud, or respond to a government request.
In the event of a business transition, like a merger or acquisition, your personal data may be transferred, and you will be notified via email or a website notice.
Choice/Opt-Out
You may opt out of sharing your Nonpublic Personal Information with third parties. This does not affect required disclosures. To opt out, you may contact us by phone or email.
Privacy Notice for California Residents
Last Updated: January 2023
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS complements the information in the Privacy Policy of QuickDebtFixer.com and its affiliates (collectively, "we," "us," or "our") and applies exclusively to visitors, users, households, and others residing in the State of California ("consumers" or "you"). We have adopted this notice to comply with the California Consumer Privacy Act of 2018 and other California privacy laws, collectively referred to as the CCPA. Any terms defined in the CCPA have the same meaning when used in this notice.
Information We Collect
We collect personal information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device. Below is a chart that shows the categories of personal information about consumers we have collected in the last twelve months:
Identifiers: Such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, and other similar identifiers. (Collected)
California Customer Records personal information categories: Specified in Cal. Civ. Code § 1798.80(e) such as name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or other financial information, medical information, or health insurance information. Some may overlap with other categories. (Collected)
Protected classification characteristics under California or federal law: Such as age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). (Collected)
Commercial information: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. (Collected)
Biometric information: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. (Collected for certain employees, not for customers)
Internet or other similar network activity: Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. (Collected)
Geolocation data: Physical location or movements. (Collected)
Sensory data: Audio, electronic, visual, thermal, olfactory, or similar information. (Collected)
Professional or employment-related information: Current or past job history or performance evaluations. (Collected)
Non-public education information: (per the Family Educational Rights and Privacy Act). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. (Not Collected)
Inferences drawn from other personal information: Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. (Collected)
Sources of Personal Information
Use of Personal Information
We use or disclose the personal information we collect for one or more of the following business purposes:
Sharing Personal Information
We may disclose your personal information to a third party for a business purpose. When we do, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
Rights and Limitations on Use of Personal Information
You have the right to limit the use or disclosure of certain personal information, including sensitive personal information, which includes details such as your SSN, driver's license number, or other sensitive details. You also have the right to request that we delete any of your personal information we hold, with certain exceptions.
Changes to this Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes, we will notify you by updating the date at the top of the privacy notice and, where feasible, through other means.
Contact Information
For any questions or comments about this notice, our Privacy Policy, or the ways in which we collect and use your personal information, or to exercise your rights under California law, please do not hesitate to contact us.
While enrolling for the products and/or services, we will ask you for the following types of information: contact information (such as name, address, phone number, and email address); sensitive information (such as date of birth, driver's license number and social security number); personal information to verify your identity and financial information (such as credit card number). This information is required in order to verify your identity, charge you the agreed upon fees for our products and services, and to fulfill our obligation to provide our products and services to you, including communicating with third parties as necessary to provide such products and services, such as identification verification companies, consumer reporting agencies, payment validation companies, law enforcement agencies, or others.
Quick Debt Fixer ("QDF") administers a digital interface that links prospective clients to a comprehensive array of service entities, encompassing both lending and non-lending solutions. It is imperative to understand that QDF does not function as a financial lending establishment or a creditor. Moreover, QDF is not involved in the adjudication of credit decisions. Leveraging strategic collaborative alliances with partners, QDF streamlines the loan application process.
You understand that by clicking on the ‘Click to see Your Results’ button above, you agree to the terms and conditions, and acknowledge receipt of our privacy policy.
Written Authorization to Pull Credit: By clicking on ‘Click to see Your Results", I consent to QDF and its partners requesting and obtaining a consumer report on me. This consent is intended to serve as written instructions of the consumer under the Fair Credit Reporting Act. I agree that QDF and its partners have a permissible purpose to request a consumer report on me. Based on this consent, requesting and obtaining a consumer report is in accordance with the written instructions of the consumer to whom it relates.
