Last Updated: August 5, 2020
This website is owned and operated by QuickDebtFixer.com (QDF). QDF grants you, the user, access to its content, resources, tools for communication, public forums, commerce platforms, and various other services through its network of websites ("the Service"). By accessing QDF websites, you accept the following Terms of Service.
This Agreement includes a binding arbitration clause where you and QDF agree to resolve specific disputes through binding individual arbitration, foregoing the right to have those disputes decided by a judge or jury. You have the option to opt out of this arbitration agreement.
QDF does not provide the necessary facilities or equipment to access its services. You understand and agree that the Service may include advertisements and sponsorships necessary for QDF to provide the Service. You also acknowledge that QDF does not guarantee the suitability, reliability, availability, timeliness, or accuracy of the information, products, services, and related graphics found on the Service. The Service is provided "as is" without any warranty. QDF disclaims all warranties related to the Service.
Further Description of the Service
QDF's website offers information about its debt resolution services, including debt negotiation and settlement services, among other related services provided by QDF or its affiliates. Access to the website requires Internet access, which you must obtain at your own expense, along with any necessary equipment to connect to the Internet, such as a computer and modem.
Eligibility
The Service is available only to individuals who can legally form binding contracts under applicable law. Minors, particularly those under 18, are not permitted to use the Service.
Acknowledgment and Acceptance of Terms of Service
By using the Services or accessing QDF websites, you agree to these terms and conditions, including any policies and guidelines referenced herein. These terms constitute the complete agreement between you and QDF regarding the Services and replace any prior agreements.
Modification of These Terms of Use
QDF reserves the right to modify these terms at any time. You should regularly review these terms. Continued use of the Service after changes means you accept the new terms.
Modification to the Service
QDF may modify or discontinue the Service or any part of it without notice at any time. QDF is not liable to you or any third party for changes to the Service.
User Conduct
You agree to:
(a) Provide true, accurate, current, and complete information about yourself as prompted by the Service's registration form.
(b) Maintain and promptly update your registration information to keep it accurate, current, and complete. If you provide any information that is untrue or inaccurate, QDF has the right to suspend or terminate your account and refuse future use of the Service.
(c) Use the Service only for lawful purposes and not use the Service to:
Impersonate any person or entity, or falsely state your affiliation with a person or entity;
Interfere with or disrupt the Service;
Transmit or otherwise make available any material that is unlawful or otherwise objectionable.
Links within the Service
The Service may contain links to other websites which are not under the control of QDF. QDF is not responsible for the content of any linked site or any link contained in a linked site, and the inclusion of a link does not imply endorsement of the linked site by QDF.
QDF's Proprietary Rights
The Service and the software used in connection with the Service contain proprietary information protected by intellectual property laws. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Service or the Software, in whole or in part.
Privacy Policy
Your registration information and certain other information about you are subject to our Privacy Policy. For more information, see our complete privacy policy.
Limitation of Liability
QDF will not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from the use of the Service or any information, services, or products obtained through the Service.
Indemnity
You agree to indemnify and hold QDF harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, your use of the Service, or your violation of these terms.
Special Admonitions for International Use
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online behavior and acceptable content.
Content Provided to the Service
QDF does not claim ownership of the content you provide to the Service. However, by posting content, you grant QDF permission to use your content in connection with their internet businesses.
Copyright Infringement Policy
In accordance with the Digital Millennium Copyright Act, QDF will address claims of copyright infringement submitted in writing to the designated agent listed on our website.
Applicable Law
By visiting QDF websites, you agree that the laws of the State of California, without regard to conflict of laws principles, will govern these terms.
Disputes
Any dispute related to your use of the website or the Services will be arbitrated in Duval County, Florida, unless you have violated or threatened to violate QDF's intellectual property rights, in which case QDF may seek legal remedy in any state or federal court in California. You consent to exclusive jurisdiction and venue in such courts.
You understand that by clicking on the "I Accept" button and signing up for services, you are providing "written instructions" to QDF and its employees, agents, subsidiaries, affiliates, contractors, third party data sources and suppliers, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency and to exchange information about you with each such national credit reporting agency in order to verify your identity and to provide the products and/or services to you. You agree and hereby authorize Company, its agents and employees, to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to third parties as provided in our Privacy Policy, as may be amended from time to time, You waive any and all claims against Company and its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. Your further authorize Company and its agents and employees to obtain various information and reports about you (or about your child that you have enrolled, if applicable) in order to provide the products and/or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts.
Quick Debt Fixer ("QDF") administers a digital interface that links prospective clients to a comprehensive array of service entities, encompassing both lending and non-lending solutions. It is imperative to understand that QDF does not function as a financial lending establishment or a creditor. Moreover, QDF is not involved in the adjudication of credit decisions. Leveraging strategic collaborative alliances with partners, QDF streamlines the loan application process.
You understand that by clicking on the ‘Click to see Your Results’ button above, you agree to the terms and conditions, and acknowledge receipt of our privacy policy.
Written Authorization to Pull Credit: By clicking on ‘Click to see Your Results", I consent to QDF and its partners requesting and obtaining a consumer report on me. This consent is intended to serve as written instructions of the consumer under the Fair Credit Reporting Act. I agree that QDF and its partners have a permissible purpose to request a consumer report on me. Based on this consent, requesting and obtaining a consumer report is in accordance with the written instructions of the consumer to whom it relates.
